You stop receiving payments on the earliest of the following:

• During the first 24 months of payment when you’re able to work in your own occupation (see definition below) on a part-time basis but do not
• After 24 months of payment when you’re able to work in any occupation (see definition below) on a part-time basis but do not
• After 12 months of payment if you reside outside the U.S. or Canada for six months or more during any 12 consecutive months of benefits
• The end of the maximum period of payment
• The date you’re no longer disabled under the terms of the plan (unless you’re eligible to receive benefits under Unum’s Rehabilitation and Return to Work assistance program)
• The date your disability earnings exceed the amount allowable under the plan
• In the event of your death
• The date you fail to submit proof of continuing disability