Your plan doesn’t cover any disabilities caused by, contributed to by, or resulting from your:

• Intentionally self-inflicted injuries
• Active participation in a riot
• Loss of a professional license, occupational license or certification
• Attempt to commit or commission of a crime
• Commission of a crime for which you’ve been convicted
• Pre-existing condition
• Disability due to war, declared or undeclared, or any act of war

Unum does not pay a benefit for any period of disability during which you’re incarcerated.