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WHAT'S NEW FOR 2021
header ANNUAL ENROLLMENT 2021
November 2-20, 2020
It’s annual enrollment time for 2021, the time of year to review your benefits and make informed choices. Here is an overview of your benefits for 2021.

Aetna is still our medical provider, and there are no rate increases. HISD has absorbed the extra amount needed to fund the plan. Click here for more information.
Flexible Spending Account (FSA) managed through PayFlex – You must enroll if you want this benefit for the new year. Maximum health care account is $2,750 (it can be used for covered expenses incurred for you or your dependents). For dependent flexible spending account is $5,000 (dependent care FSA can only to be used on daycare for children or elders and children's camp). Click here for more information.
Express Scripts – still provides pharmacy coverage and is automatically included with your medical plan coverage. Click here for more information.
Cigna –  is providing our dental coverage, and we have a new PPO buyup plan this year providing additional coverage and excluding the deductible for preventive services. We still have the HMO plan and the basic PPO plan for you to choose from. Click here for more information.
The new provider Cigna –  This is not insurance but a plan that will provide dental discounts to members. Employee only is $2.50 per pay period and Employee plus any dependents is $5.00 per pay period. Additional benefits are available to members under this discount plan. Please review the detailed information in the 2021 Benefits Guide or online at hisdbenefits.org. Click here for more information.
EyeMed –   is still the provider for our vision coverage. If you want vision coverage, you must enroll in one of two plans. You have two options, basic and plus. The only difference between the two plans is the premiums you pay. Under the plus plan, you can get eyeglass frames every year; otherwise, you can get eyeglass frames every 24 months. Click here for more information.
ComPsych – is still the provider of our Employee Assistance Program. They provide counseling and financial services as well as legal services. All employees are eligible for this benefit. New for 2021 is a chat feature that will be available. See details in the 2021 Benefits Guide or online at hisdbenefits.org. Click here for more information.
Aflac – provides cash payments if you are involved in an accident. It covers such items as physical therapy and a lump sum payment for your accident. Detailed information is in the 2021 Benefits Guide and online for your review to determine if this is a plan you want to add to your benefits coverage. For more information view the 2021 Aflac Benefits Booklet and the What's New insert.
Aflac provides cash payments for wellness and cancer diagnosis and treatment, as well as many other specified diseases. Review the details to decide if you wish to add this benefit. It is also available for your dependents. For more information view the 2021 Aflac Benefits Booklet and the What's New insert.
Aflac provides cash payments in the event of a heart attack, stroke, and other illnesses. Please review the details in the Benefits Guide or online at hisdbenefits.org. For more information view the 2021 Aflac Benefits Booklet and the What's New insert.
Aflac provides cash payments if you are hospitalized. Please review and add to your benefits portfolio to provide an even greater level of protection. For more information view the 2021 Aflac Benefits Booklet and the What's New insert.
HISD Provided by UNUM. HISD does not provide disability coverage, so if you want this coverage, you must enroll. There are several options to choose from to ensure you are covered in the event of an illness or injury; this coverage includes pregnancy. There are pre-existing condition rules and actively-at-work requirements that must be met for claims.
Securian provides employees who are benefits-eligible with $10,000 in life and AD&D insurance. However, you are able to obtain additional insurance for yourself, your spouse, or your child(ren). This year, Securian is allowing employees to increase their supplemental life insurance 2X without evidence of insurability up to 5X annual salary of $600,000, whichever comes first. Annual enrollment is the time to take add this coverage to your benefits portfolio. Remember to designate beneficiaries for all your plans. Click here for more information.
Hyatt Legal Services continues to provide covered HISD employees with legal services that include will preparation, forms such as power of attorney, and more. You also receive a discount if you need to retain services of an attorney. The rates are not changing for this benefit. Click here for more information.
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