LIFE EVENTS

Life Events are defined by the Internal Revenue Service, and they specify when employees can make changes to their benefits other than during annual enrollment. There are quite a few Life Events (see below). The Benefits Service Center (1-877-780-4473 and www.hisdbenefits.org) can assist you with Life Events changes but you must make them within the 31 days following each Life Event.

Employment

  • Your spouse gains benefits

  • Your spouse loses benefits

  • Spouse enrollment period is different from HISD's

  • You leave HISD

  • Benefits portability and conversion

  • View the forms you need to get you started

Cobra rates

Cobra rates w/2% fee
Clinics

Health & Wellness Clinic
Employee: $34.03
Employee + Spouse: $44.99
Employee + child(ren): $44.99
Employee + family: $44.99

Dental

HMO
Employee: $15.51
Employee + Spouse: $29.52
Employee + child(ren): $29.52
Employee + family: $37.93

PPO
Employee: $42.01
Employee + Spouse: $83.23
Employee + child(ren): $83.04
Employee + family: $129.88

PPO Buy-up
Employee: $46.57
Employee + Spouse: $92.27
Employee + child(ren): $92.04
Employee + family: $143.98

Managed Cost Dental
Employee: $5.10
Employee + Spouse: $10.20
Employee + child(ren): $10.20
Employee + family: $10.20

Medical

Kelsey Select Plan
Employee: $648.96
Employee + Spouse: $896.56
Employee + child(ren): $878.61
Employee + family: $1,025.69

Kelsey Basic ACO
Employee: $683.13
Employee + Spouse: $919.02
Employee + child(ren): $902.72
Employee + family: $1,076.47

Kelsey Plus ACO
Employee: $723.00
Employee + Spouse: $996.25
Employee + child(ren): $974.28
Employee + family: $1,208.82

Memorial Hermann Basic ACO
Employee: $687.07
Employee + Spouse: $941.09
Employee + child(ren): $923.18
Employee + family: $1,114.31

Memorial Hermann Plus ACO
Employee: $730.91
Employee + Spouse: $1,026.06
Employee + child(ren): $1,001.88
Employee + family: $1,259.90

Texas Medical Neighborhood Basic
Employee: $712.39
Employee + Spouse: $1,083.12
Employee + child(ren): $1,054.80
Employee + family: $1,357.74

Texas Medical Neighborhood Plus
Employee: $781.83
Employee + Spouse: $1,194.71
Employee + child(ren): $1,159.66
Employee + family: $1,495.93

Vision

Vision Basic
Employee: $3.73
Employee + Spouse: $7.06
Employee + child(ren): $7.38
Employee + family: $13.78

Vision Plus
Employee: $5.82
Employee + Spouse: $11.56
Employee + child(ren): $12.13
Employee + family: $18.60