LIFE EVENTS

Life Events are defined by the Internal Revenue Service, and they specify when employees can make changes to their benefits other than during annual enrollment. There are quite a few Life Events (see below). The Benefits Service Center (1-877-780-4473 and www.hisdbenefits.org) can assist you with Life Events changes but you must make them within the 31 days following each Life Event.

Employment

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  • Your spouse gains benefits

  • Your spouse loses benefits

  • Spouse enrollment period is different from HISD's

  • You leave HISD

  • Benefits portability and conversion

  • View the forms you need to get you started

Cobra rates

Cobra rates w/2% fee
Clinics

Health & Wellness Clinic
Employee: $25.73
Employee + Spouse: $34.07
Employee + child(ren): $34.07
Employee + family: $34.07

Dental

HMO
Employee: $14.78
Employee + Spouse: $28.11
Employee + child(ren): $28.11
Employee + family: $36.13

PPO
Employee: $40.01
Employee + Spouse: $79.26
Employee + child(ren): $79.08
Employee + family: $123.69

PPO Buy-up
Employee: $44.35
Employee + Spouse: $87.87
Employee + child(ren): $87.66
Employee + family: $137.12

Managed Cost Dental
Employee: $5.10
Employee + Spouse: $10.20
Employee + child(ren): $10.20
Employee + family: $10.20

Medical

Kelsey Select Plan
Employee: $646.58
Employee + Spouse: $893.97
Employee + child(ren): $876.02
Employee + family: $1,023.10

Kelsey Basic ACO
Employee: $680.75
Employee + Spouse: $916.43
Employee + child(ren): $900.13
Employee + family: $1,073.88

Kelsey Plus ACO
Employee: $720.61
Employee + Spouse: $993.66
Employee + child(ren): $971.69
Employee + family: $1,206.23

Memorial Hermann Basic ACO
Employee: $684.69
Employee + Spouse: $938.50
Employee + child(ren): $920.59
Employee + family: $1,111.72

Memorial Hermann Plus ACO
Employee: $728.52
Employee + Spouse: $1,023.47
Employee + child(ren): $999.29
Employee + family: $1,257.31

Texas Medical Neighborhood Basic
Employee: $710.00
Employee + Spouse: $1,080.53
Employee + child(ren): $1,052.21
Employee + family: $1,355.15

Texas Medical Neighborhood Plus
Employee: $779.44
Employee + Spouse: $1,192.11
Employee + child(ren): $1,157.07
Employee + family: $1,493.34

Vision

Vision Basic
Employee: $3.73
Employee + Spouse: $7.06
Employee + child(ren): $7.37
Employee + family: $13.78

Vision Plus
Employee: $5.82
Employee + Spouse: $11.56
Employee + child(ren): $12.13
Employee + family: $18.60