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header ANNUAL ENROLLMENT 2024
October 30 - November 10, 2023
It’s annual enrollment time for 2024, the time of year to review your benefits and make informed choices. Here is an overview of your benefits for 2024.
  • medical buttonAetna is still our medical provider, Click here for more information and to see the rates.

    fsa buttonFlexible Spending Account (FSA) managed through PayFlex: You must enroll if you want this benefit for the new year. The maximum contribution for the health care FSA is $3050, which can be used for covered expenses incurred by you or your dependents. For the dependent day care FSA, the maximum contribution is $5,000. This can only be used on day care for your children or elders and children's camps. Click here for more information.

    pharmacy buttonExpress Scripts still provides pharmacy coverage and is automatically included with your medical plan coverage. Click here for more information.

    dental buttonCigna is providing our dental coverage, and there is a PPO buyup plan that provides additional coverage, excluding the deductible for preventive services. The HMO dental plan and the basic PPO plan are still available for you to choose from. Click here for more information.

    discount dental buttonCigna:  This is not insurance but a plan that provides dental discounts to members. Employee only is $2.50 per pay period and Employee plus any dependents is $5.00 per pay period. Additional benefits are available to members under this discount plan. Click here for more information.

    vision buttonEyeMed is still the provider for our vision coverage. If you want vision coverage, you must enroll in one of two plans. You have two options, basic and plus. The only difference between the two plans is the premiums you pay. Under the plus plan, you can get eyeglass frames every year; otherwise, you can get eyeglass frames every 24 months. Click here for more information.

    EAP buttonComPsych is still the provider of our Employee Assistance Program. They provide counseling and financial services as well as legal services. All employees are eligible for this benefit. To access the Compsych website, use HISD for the Login ID and HISD for the password. GuidanceConnect is here to meet your needs with a digital format that makes it easy to make appointments and connect to services. Click here for more information.

    accident buttonAflac provides cash payments in the event you are involved in an accident. It covers such items as physical therapy and a lump sum payment for an accident. See additional information in the 2022 Aflac Benefits Booklet. Click here for more information.

    cancer buttonAflac provides cash payments for wellness and cancer diagnosis and treatment, as well as many other specified diseases. Review the details to decide if you wish to add this benefit. It is also available for your dependents. See details in the 2022 Aflac Benefits BookletClick here for more information.

    critical illness buttonAflac provides cash payments in the event of a heart attack, stroke, or other illness. See details in the 2022 Aflac Benefits Booklet. Click here for more information.

    hospital indemnity buttonAflac provides cash payments if you are hospitalized. Please review and add to your benefits portfolio to provide an even greater level of protection. See details in the 2022 Aflac Benefits BookletClick here for more information.

    disability buttonDisability:  is provided by UNUM. HISD does not provide disability coverage, so if you want this coverage, you must enroll. There are several options to choose from to ensure you are covered in the event of an illness or injury. This coverage includes pregnancy. There are pre-existing condition rules and actively-at-work requirements that must be met for claims. Click here for more information.

    life insurance button HISD provides employees provides employees who are benefits-eligible with $15,000 in life and AD&D insurance. This year, Securian is allowing employees not enrolled in supplemental life insurance, to enroll at one times annual salary without evidence of insurability. If you are not enrolled and want more than 1X your annual salary, you can still enroll but the additional amount will be subject to evidence of insurability which means you will need to answer some health questions before the additional life insurance is approved. If you are current enrolled, you  can also increase your supplemental life insurance 1X your annual salary without evidence of insurability up to 5X or $600,00 which ever comes first. Annual enrollment is the time to add this coverage to your benefits. Be sure to designate beneficiaries for your plan. Click here for more information.

    legal buttonMetLife continues to provide covered HISD employees with legal services that include will preparation, forms such as power of attorney, and more. You also receive a discount if you need to retain services of an attorney. The rates are not changing for this benefit. However, we have a new plan that covers parents for $3.00 more per paycheck. Click here for more information.